Deciding how to invest for your future can be challenging, especially with the vast range of options available today. Balancing the desire for growth with the need for stability often requires a thoughtful, diversified approach.
Ancoria’s Asset Allocation Funds offer exactly that balance. They are multi-asset funds that combine different type of assets, aiming to deliver steady performance over time, reducing the impact of market volatility while still capturing opportunities for growth. This approach allows investors to stay focused on long-term value creation rather than reacting to short-term market movements.
What are multi-asset funds?
Multi-asset funds are investment portfolios that hold a blend of different assets whose behaviour varies under different market conditions. These asset classes usually include:
• Equities (e.g., stocks of companies) that can drive long-term capital growth but are more sensitive to market fluctuations.
• Fixed Income (e.g., bonds issued by governments or corporations) that typically provide income and stability, balancing out equity volatility.
• Cash (e.g., bank deposits) that adds liquidity and helps cushion against sudden downturns.
• Alternative investments, such as hedge funds, real estate, commodities, or private equity, that can further enhance diversification and potential returns.
Ancoria’s Strategic Approach
At Ancoria, we offer five Life Insurance Asset Allocation Funds, each with a distinct strategy and mix of asset classes tailored to different investment horizons and risk levels. This allows clients to choose the balance of risk and return that best suits their goals, in order to help them achieve the right balance of capital preservation and growth.
Our investment decisions are guided by long-term market forecasts from our partner financial institutions, which analyse each asset’s expected risks and returns over a 7 to 10-year period. We review each fund’s strategic allocation annually and adjust as needed based on updated economic outlooks.
In addition, these globally diversified, multi-asset funds provide exposure across regions and currencies. Our investment committee actively monitors currency risks and applies hedging strategies where appropriate to reduce volatility and enhance returns.
Learn more about each fund’s strategy and allocation on our website below.
Note: Performance is presented net of all fund management fees as at 27 October 2025. Past performance is not a reliable indicator or guarantee of future performance.